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Discover The Pico Way

A proudly Ugandan non-bank institution dedicated to making finance accessible, affordable, and empowering for every community we serve.

Who We Are

At Pico Financial Services Uganda Limited, we are committed to making finance accessible, affordable, and empowering for individuals, groups, and businesses across Uganda.

We are a proudly Ugandan non-bank institution dedicated to unlocking economic opportunities through innovative financial solutions. With a strong focus on inclusivity, we serve a diverse clientele — including civil servants, women's groups, small and medium-sized enterprises (SMEs), farmers, and informal sector workers.

Mission, Vision and Values

Our Vision

To lead the provision and transformation of financial access in Uganda by delivering innovative, customer-centric solutions that empower individuals and SMEs to thrive.

Our Mission

We are in service to uplift lives through the delivery of sustainable financial solutions for our clients.

Our Values

  • Courage A Passion to deliver change, Strength to withstand challenges and the Agility to overcome them in our journey in Uplifting Lives.
  • Respect A Love for service and due regard for all stakeholders.
  • Accountability Ownership of the Responsibility to bring our vision to life and willingness to be transparent.
  • Excellence Our work will exhibit our values and deliver outstanding results to our stakeholders.

Licensing and Compliance

Pico Financial Services Uganda Limited is fully licensed and regulated by the Uganda Microfinance Regulatory Authority (UMRA). We operate under the Tier 4 Microfinance Institutions and Money Lenders Act, and adhere to Anti-Money Laundering regulations and all consumer protection guidelines applicable in Uganda.

Head Office: Apartment 2B, 2nd Floor, Rovis Building, Salim Bay Road, Kampala, Uganda.

Join the Pico Family Today

Thousands of Ugandans have used a Pico loan to start, grow, or steady their lives. You could be next.